Secure SSL Rated five stars by Australians on Google

Stop Overpaying On Your Health Insurance

Compare Multiple Health Insurers In One Place

Takes less than 60 seconds

Lower your monthly premium

No cost, obligation free

13% Complete

Select your current health fund

Bupa

Medibank

HCF

nib

HBF

Australian Unity

Not listed?

What is the reason for comparing your health fund?

Save money Upgrade cover Starting a family Tax reasons

What type of cover do you need?

Hospital Extras only Hospital and extras

Please enter your age

Why we need your age

Your age determines the Lifetime Health Cover loading and the private health insurance rebate you qualify for, both of which change what a policy costs you.

Your age I am years old

Please select your state

NSW VIC QLD ACT TAS SA WA NT

My current monthly cost

So we can work out what you could save

Under $100 $100 to $199 $200 to $299 $300 to $399 $400 to $499 Over $500

Are you an Australian citizen or permanent resident?

Yes No

Great, we've got options for you

Collecting answers
Searching for insurance providers
Health insurance providers found

Processing...

Good news, you qualify for a comparison

Who should we prepare it for?

First name

Last name

Where should we send your comparison?

We text a 4 digit code to check the number is yours.

Your email

Your mobile

By continuing you agree to our and .

Security and data protection is important to us

Verify your mobile number

We've sent a 4-digit code to .

Verification code

Change your mobile number

Enter the right number and we will text the code there instead.

Your data is safe and secure.

Compare over 30 health funds

lowermyhealthinsurance.com.au is owned and operated by EMBR Group Pty Ltd (ABN 27 147 278 153) (we, us, EMBR). lowermyhealthinsurance.com.au passes your information to third party health insurance providers and brokers, who will contact you to provide the comparison you requested. You are under no obligation to accept or engage in any way. By submitting your information into lowermyhealthinsurance.com.au you explicitly consent to our supplying your information to third parties and to receiving a call, SMS or email about your enquiry. Please refer to our Privacy Policy for further information about how we handle your information. We do not provide financial product advice or dealing services, nor does EMBR promote financial products or product issuers. We endeavour to pass your enquiry on to a third party that can offer you a comparison of a wide range of products, providers and services. However, we do not compare every provider in the market, and you should, before engaging any provider, consider whether the product is appropriate for you in the context of your personal and financial circumstances and needs. You should consider the provider's disclosure documents, such as the product disclosure statement, before you take out a policy. If you decide to proceed with a policy after a referral from lowermyhealthinsurance.com.au, you will be dealing directly with that provider and not with EMBR. EMBR does not play a role in the provision of advice. EMBR is not responsible for services provided by third party providers and, to the maximum extent permitted by law, is not liable for any loss or damage suffered as a result of the use or reliance on those services. EMBR receives a fixed fee per referral for sharing your information with a relevant provider. EMBR does not receive commissions based on the outcome of your enquiry, nor is our fee contingent on you taking out a policy. We endeavour to always provide accurate and up to date information, however at times may need to update these details and they could be, at times, out of date.

This service compares health insurance products and refers your enquiry to a third party. It is not financial product advice and does not take account of your objectives, financial situation or needs.

Lower My Health Insurance. © 2026 EMBR Group Pty Ltd · ABN 27 147 278 153